Insights kubva kuRipple's James Wallis uye Maonero kubva kuIMF uye Mastercard

James Wallis, Mutevedzeri weMutungamiri we Ripple yeCentral Bank Engagements, ichangobva kuratidza kukosha kwebhangi repakati mari yedhijitari (CBDCs) mukusimudzira kubatanidzwa kwemari yepasi rose. Muvhidhiyo nyowani yeYouTube, Wallis inotsikirira chinangwa chekuita kuti masevhisi emari awanikwe pasi rose, kunyanya kune avo vane mari yakaderera uye vasina hukama nemasangano emari echinyakare.

Wallis inotsvaga zvikonzero zvekusabatanidzwa kwemari, ichiratidza mari shoma uye kushaikwa kwehukama nemasangano emari sezvikonzero zvakakosha. Izvi zvinowanzokonzera kusavapo kwenhoroondo yechikwereti, zvichigadzira zvipingamupinyi kune avo vari kutsvaga mabasa emari. Munzvimbo dzine dambudziko nekusabatanidzwa mune zvemari, mabhanga echinyakare, achikurudzirwa nezvido zvevaridzi vemasheya, anoona zvichinetsa kugovera kune avo vane mari shoma.

Wallis anoona CBDCs semhinduro inoshanda, ichipa masevhisi emari pamutengo wakaderera kupfuura nzira dzechinyakare. Idzi mari dzedhijitari dzinopa sarudzo dziri nyore dzekubhadhara uye nzira yekuvaka kiredhiti, kunyangwe kune avo vasina kumbobatana nemabhangi. Iyi nzira, maererano naWallis, inobvumira vanhu kuti vagadzire nhoroondo dzechikwereti, kuwana hunyanzvi hwekukwereta, uye kukurudzira kusimudzira bhizinesi. Chaizvoizvo, maCBDC anoonekwa semhinduro nyowani kune yepasi rose nyaya yekubatanidzwa kwemari. CBDCs imari yedhijitari yakapihwa nepakati mabhanga uye yakabatana zvakanyanya nemari yepamutemo yenyika.

Wallis anotenda kuti iwo akasiyana maitiro eCBDCs anovaita akakosha mutyairi wekuchinja, kunyanya mukubatanidzwa kwemari.

Kubva pamaonero eIMF, International Monetary Fund (IMF) inoratidza kuti CBDCs inogona kupedzisira yatsiva mari. Kristalina Georgieva, Mutungamiriri weIMF, anoona maCBDCs sechishandiso chekusimba, kunyanya mune hupfumi hwakawedzera, uye senzira yekuvandudza kubatanidzwa kwemari munzvimbo dzine kuderera kweakaundi yebhangi, ichipa maonero akasiyana pamusoro pekugona kwemari iyi yedhijitari.

Kune rimwe divi, Mastercard, inotungamira pasi rose kubhadhara processor, inoramba yakangwarira nezveCBDCs. Ashok Venkateswaran, Mastercard's APAC Musoro weDhijitari Assets uye Blockchain, anopokana kuti hapasati yakwana zvikonzero zvekutora CBDCs. Anotaura kuti vatengi vachiri kugadzikana nemari iripo, vachiratidza kuvimbika kwemari yekutengeserana.

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