Thomas Daniels
New Zealanders Vanoratidza Kugamuchira Kunodziya kune Yakarongwa CBDC
Reserve Bank yeNew Zealand (RBNZ) yakaratidza kufarira veruzhinji kusinganzwisisike mune yayo yakarongwa yebhanga guru redhijitari mari (CBDC). Zvinoenderana neshumo yaDecember 10 inopfupikisa mhinduro kubva mukubvunzana kwavo neruzhinji, 70% yevakapindura vakaona chirongwa ichi, chinonzi "digital cash," sechisina basa.
Kubvunzana uku, kwakatanga muna Kubvumbi 17 kusvika Chikunguru 26, 2024, kwakaunganidza mazana mashanu akanyorwa uye zviuru gumi nesere mhinduro. Pasinei nechikonzero cheRBNZ chekuti CBDC inogona kuve nechokwadi chekuwana mari yebhangi repakati mumhando yedhijitari uye makwikwi ekusimudzira uye hunyanzvi muhupfumi hwedhijitari hweNew Zealand, 500% chete yevatori vechikamu vakatsigira maonero aya.
Zvekuvanzika uye Zvekuchengetedza Zvinetso Zvinotonga Feedback
Kunetseka pamusoro pekuvanzika uye kutonga kwehurumende kwakabuda sezvipingamupinyi zvakanyanya kugamuchirwa neveruzhinji. Inokatyamadza 90% yevakapindura vakaratidza kushushikana nezvekuwedzera kuteedzera uye kuderedzwa kwekuvanzika kwemari pasi peCBDC system. Vazhinji vaitya kushanduka kwehunyanzvi hwakadaro kuita chishandiso chekutarisa kana kudzora maitiro emari emunhu.
Pamusoro pezvo, 65% yevatori vechikamu vakarasa zvinhu zvakarongwa sekubhadhara otomatiki uye chaiyo-nguva yekutevera chiyero, zvichiratidza kusava nechokwadi nezve kukosha kwavo.
Crypto Assets uye Stablecoins: Imwe nzira Inofarirwa?
Kubvunzurudza kwakaratidzawo maonero mashoma emari yekristptocurrencies yakadai seBitcoin neEthereum sekutyisidzira kudhora reNew Zealand. Vazhinji vakapindura vakasimbisa zvakanakira zve crypto assets, kusanganisira yavo yakasarudzika hunhu uye yakagadziriswa kuwanikwa. MaStablecoins akataurwa seimwe nzira inonakidza yekutungamira mari yebhanga repakati, kunyangwe Gavhuna weRBNZ Adrian Orr akaramba kugona kwavo, achivadaidza kuti havana kugadzikana.
Mhinduro yeRBNZ uye Remangwana Direction
Mukupindura kune izvi zvinonetsa, iyo RBNZ inoronga kukoshesa kutsvagisa kuvanzika uye kuzvimiririra kwevashandisi. "Nyaya idzi dzichaumba musana wezano redu revashandisi vekupedzisira," bhanga rakadaro, richivimbisa musanganiswa wemitemo, tsika, uye tekinoroji kuchengetedza kugadzirisa kutya kuvanzika.
Iyo RBNZ yakadzokorora zvakare kuti mari yedhijitari yaizogara pamwe chete nemari yepanyama uye inoshanda yakazvimiririra kubva kumaakaundi ekubhanga ekutengesa, ichivimba nemawallet edhijitari kana nharembozha. Kugona kunze kwepamhepo, senge Bluetooth-inogonesa kutengeserana, iri kuongororwa zvakare.
Mukuru weRBNZ, Ian Woolford, akavimbisa veruzhinji kuti bhanga “harisi kuzotonga kana kuona mashandisiro aunoita mari yako,” achisimbisa kuzvipira kwesangano iri mukuita zvinhu pachena uye kuvimba neveruzhinji.
